Atradius India

Atradius India has supported business across the subcontinent with trade credit insurance since 2001. Our Mumbai office was the first to support local Indian insurers to offer trade credit insurance in the Indian market.

Today Atradius India has more than 32 staff and 14 underwriters. Next to a very experienced team, we also hold the largest number of personnel dedicated to trade creditworthiness assessment of businesses in India.




























Business people walking | Atradius



























Atradius in general

We chose Atradius as a partner because they are a market leader in the credit insurance sector

Mr Navin Agarwal,
Head of Accounts & Finance,
Rashi Peripherals, India

We’re committed to developing strong and long-lasting relationships with our customers, based on an in depth understanding of both their business and their market. We’re proud that our client retention rates are one of the highest in the industry and believe that is down to our personalised service and prudent underwriting practices.

We work with customers of all sizes, in all markets. These range from small and medium enterprises (SMEs) to large multinationals operating in both domestic and international markets.

What is trade credit insurance and how does it work?

Trade credit insurance protects you against the risk of your customers not paying you when trading within India or overseas.  For example, if your business supplies goods or services to other companies on credit terms, trade credit insurance can protect against your customers failing to pay you.  This can be as a result of their business becoming insolvent or sometimes it can happen through no fault of their own, such as political or economic problems.


As well as offering a safety net against the risk of non-payment, your credit insurance policy can also help your business grow by gaining a competitive advantage in your market. You can benefit from our commercial insight into companies worldwide to help identify opportunities as well as risks, and explore markets that you may not have entered without the protection that trade credit insurance provides.


Our team of underwriters are located around the world and continuously analyse the credit ratings of around 240 million businesses. Should your customers' financial circumstances change, we'll make you aware of this to enable you to take appropriate action. You may, for example, wish to offer them more favourable credit terms if their credit ratings improve (or reduce credit terms if their credit ratings are not so good). 


This information about your customers’ buyer ratings is supplied automatically via our online portal, which you will have access to as part of your insurance policy with us. 


Credit insurance can help with your cash flow, as well as a range of benefits including:

  • increased access to finance, as we can provide your bank with the reassurances it needs when extending finance to you
  • a reduction in your bad debt provision and, in turn, a healthier balance sheet
  • the confidence to seek out new markets and customers, and benefit from the growth this may bring

To find out more about trade credit insurance, take a look at our video: Credit Insurance – Explained by Atradius.


Contact us

Atradius India Credit Management Services (P) Ltd
1203-B Tower India Bulls Finance Centre
Elphinstone Road (West)

Tel: +91 22 61696801


Fill in our Contact Form

About Atradius

We provide trade credit insurance, surety and collections services worldwide through a strategic presence in more than 50 countries. We have access to credit information on over 240 million companies worldwide and are able to use this information to help our customers manage trading risk. Our credit insurance, bonding and collections products help protect companies throughout the world from payment risks associated with selling products and services on trade credit. We have more than 90 years of experience in credit risk management. Our financial strength rating has been affirmed by rating agencies A.M. Best as ‘A’ (excellent) with a stable outlook, and Moody’s as ‘A3’ also with a stable outlook. Atradius forms part of Grupo Catalana Occidente (GCO.MC); one of the leading insurers in Spain and worldwide in credit insurance.

Related content


Each publication available on or from our websites, such as, but not limited to webpages, reports, articles, publications, tips and helpful content, trading briefs, infographics, videos (each a “Publication”) is provided for information purposes only and is not intended as a recommen¬dation or advice as to particular transactions, investments or strategies in any way to any reader. Readers must make their own independent decisions, commercial or otherwise, regarding the information provided. While we have made every attempt to ensure that the information contained in any Publication has been obtained from reliable sources, Atradius is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in any Publication is provided ’as is’, with no guarantee of completeness, accuracy, timeliness or of the results obtained from its use, and without warranty of any kind, express or implied. In no event will Atradius, its related partnerships or corporations, or the partners, agents or employees thereof, be liable to you or anyone else for any decision made or action taken in reliance on the information in any Publication, or for any loss of opportunity, loss of profit, loss of production, loss of business or indirect losses, special or similar damages of any kind, even if advised of the possibility of such losses or damages.