Credit Insurance

With Atradius Credit Insurance you can trade with confidence and explore new markets or products, knowing that your business is protected against credit risk such as the insolvency of your customers.

Our Trade Credit Insurance helps protect you from losses that may be caused by the failure of a customer to pay an invoice through insolvency, or their refusal or inability to pay under the terms of a contract.

 

 

 

 

 

 

 

Life belt Atradius credit insurance

 

 

 

 

 

 

 

By assuring your cashflow with Credit Insurance, you may enjoy a range of benefits including:

  • increased access to finance, as we can provide your bank with the reassurances they need when extending finance to you
  • gaining a competitive advantage in your market through identifying opportunities as well as risks
  • a reduction in your bad debt provision and, in turn a healthier balance sheet
  • the confidence to seek out new markets and customers and benefit from the growth this may bring

 

Atradius helped us to grow our business step by step. We have provided a better service, been able to increase activity with old customers, and start business with new ones.

Credit Manager
Large Agriculture Company

One Credit Insurance policy, personalised options    

To keep things simple, we operate just one policy – Modula. Within this are a range of modules to suit your needs. Acting as ‘building blocks’ of cover, this allows us to create a detailed and bespoke policy for you, to reflect your individual trade exposures.

This can be particularly useful when operating several policies to cover your different customers or markets.

Modula allows for varying levels of risk and need between customers to be clearly identified and differentiated. Providing a single policy promotes standardisation and clarity, while the individual modules allow for a custom fit and a policy suited to each individual need.

Further benefits of our Modula system include:

  • Consistency across markets and languages – our multilingual underwriters and legal team ensure your policy is clear and promotes the same meaning in all languages
  • Transparency – your policy will only contain conditions that are relevant to you and will not be confused with jargon or conditions that need not apply
  • Easy online administration – you can manage your policy directly through our online system Serv@Net to quickly establish credit lines, notify us of claims, track progress and implement changes

 

 

Enjoy peace of mind with Atradius Collections – commercial debt collection is part of the policy

 

 

 

 

 

Meeting Atradius Credit Insurance

 

 

 

 

 

In addition to covering up to a maximum of 95% of bad debts, our Collections service is an integral part of your policy. This means that, for no additional cost, we will help you settle outstanding invoices through our network of Collections specialists throughout the world.

We work closely with you in negotiation with your customers in their language. We promote ongoing relationships with them where possible while recovering your debt.

 

Local expertise in local markets

Find out more about how we can support your Credit Insurance requirements in your local market.

 
Disclaimer

The statements made herein are provided solely for general informational purposes and should not be relied upon for any purpose. Please refer to the actual policy or the relevant product or services agreement for the governing terms. Nothing herein should be construed to create any right, obligation, advice or responsibility on the part of Atradius, including any obligation to conduct due diligence of buyers or on your behalf. If Atradius does conduct due diligence on any buyer it is for its own underwriting purposes and not for the benefit of the insured or any other person. Additionally, in no event shall Atradius and its related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the statements made information herein.