Debt Collections Handbook India 2017

Debt Collection Reports

  • India
  • Agriculture,
  • Automotive/Transport,

10th July 2017

Having drawn from the expertise of the Atradius Collections' local offices, the International Debt Collections Handbook explains the different stages, regulations and procedures for India.

Amicable phase



Handbook Report Page - Amicable Phase


We have been actively involved in amicable debt collection for the last 20 years. We now have a local team to collect in India. We follow proven principles of negotiations. By keeping in close contact with the debtor, we are able to evaluate genuine cash flow problems and stalling excuses for non-payment. Field visits and face-to-face meetings with the debtors are an integral part of our collection initiative.


It is not customary for debtors in India to pay collection costs, especially in recoveries in the amicable phase. Thus, in pre-legal recoveries, collection costs are not payable by the debtors. However, while passing a judgment, Indian courts may order the debtors to reimburse the legal / collection costs to creditors.

The Debt Collections Handbook presents a snapshot of India's local economic situation for and covers the following topics:

  • Types of companies
  • Accepted and most common payment methods
  • Safeguarding measures
  • Retention of title
  • Insolvency Procedures

To read more about steps and procedures undertaken in the field of debt collection:

Download Debt Collections Handbook India now!



The statements made herein are provided solely for general informational purposes and should not be relied upon for any purpose. Please refer to the actual policy or the relevant product or services agreement for the governing terms. Nothing herein should be construed to create any right, obligation, advice or responsibility on the part of Atradius, including any obligation to conduct due diligence of buyers or on your behalf. If Atradius does conduct due diligence on any buyer it is for its own underwriting purposes and not for the benefit of the insured or any other person. Additionally, in no event shall Atradius and its related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the statements made information herein.